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Privacy Policy

Why?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?The types of personal information we collect and share depend on the product or service you have with us. This information can include:Social Security number and transaction history Payment history and overdraft history Checking Account Information and account transactionsWhen you are no longer our customer, we continue to share your information as described in this notice.
How?All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Community State Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal informationDoes Community State Bank share?Can you limit this sharing?
For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureausYesNo
For our marketing purposes—to offer our products and services to youNoWe Don’t Share
For joint marketing with other financial companiesNoWe Don’t Share
For our affiliates’ everyday business purposes—information about your creditworthinessNoWe Don’t Share
For our affiliates to market to youNoWe Don’t Share
For non-affiliates to market to youNoWe Don’t Share
Questions? Call (515) 968-4131
Who is providing this notice?Community State Bank
What we do 
How does Community State Bank protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Community State Bank collect my personal information?We collect your personal information, for example, when youApply for a loan or give us your contact information Make a wire transfer Make deposits or withdrawals from your account or open an accountWe also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?Federal law gives you the right to limit onlySharing for affiliates’ everyday business purposes—information about your creditworthiness Affiliates from using your information to market to you Sharing for non-affiliates to market to youState laws and individual companies may give you additional rights to limit sharing.
AffiliatesCompanies related by common ownership or control. They can be financial and non financial companies.Community State Bank does not share with our affiliates.
Non AffiliatesCompanies not related by common ownership or control. They can be financial and non financial companies.Community State Bank does not share with non Affiliates so they can market to you.
Joint MarketingA formal agreement between non affiliated financial companies that together market financial products or services to you.Community State Bank does not jointly market.

If you have any questions regarding this policy please feel free to contact:

Community State Bank
207 South Main Street
Paton, Iowa 50217-0217
(515) 968-4131

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